APIA is an Australian based insurance company specialising in home and motor insurance, but also offering health, boat, travel, injury, and funeral insurance plans. They are widely respected and are recognised as one of the major players on the Australian insurance scene.
APIA are known to offer competitive prices, and generally receive good reviews from consumers. If you are looking for a new insurance provider, APIA certainly provides a competitive option.
APIA’s Motor Insurance Policies*:
APIA’s car insurance policy is extremely popular amongst Australians from all walks of life. They offer four different car insurance plans with various levels of cover ranging from basic policies to comprehensive cover including windscreen protection:
Compulsory Third Party (CTP) Insurance – APIA’s most basic motor insurance option is CTP. This gives drivers protection when they injure either themselves or other people in an accident when they are at fault. CTP insurance is compulsory when registering vehicles in either NSW or the ACT, but is not used by drivers from other states.
Third Party Insurance – This option is very similar to CTP insurance. It offers protection in accidents where you are at fault, and you will receive legal liability insurance of up to $20 million. Damage to your own car by uninsured drivers is covered up to $5000.
Third Party, Fire, and Theft Insurance – This option offers all the same perks as APIA’s third party insurance policy, but with added benefits. These added benefits include:
- Loss or damage of your car due to theft of fire will be covered.
- Towing costs to a repair facility will be covered when necessary.
- Hire car costs will be covered for up to 21 days if your car is stolen.
- If your car is stolen, the cost of expenses to get home (up to $500) will be covered.
Comprehensive Insurance – As suggested by the name, this insurance policy covers almost any type of damage which could occur during normal use of your car. This includes car accidents, theft, fire, storms, criminal damage, and many other things. You can also add APIA roadside support for a small monthly fee, which gives you 24/7 support and windscreen and window glass cover, which is highly recommended!
APIA’s Windscreen and Window Glass Cover:
This optional extra can be included in your comprehensive car insurance cover. It covers you for one replacement windscreen or window glass per insurance period, and is excess free. However, when repairing or replacing your windscreen under insurance it is very important to gain approval from your insurer before any work commences.
Metro Auto Glass is one of the leading windscreen and window glass repair and replacement providers in Sydney. By using industry leading techniques and through a strong reputation they have earned the right to be a preferred repairer for many top Australian insurance providers. For non-insurance work they also offer very competitive prices.
When you have insurance or non-insurance work give Metro Auto Glass a call. They will streamline the process for you, and help you in claiming your replacement windscreen with APIA.
* Insurance policies and policy details correct at time of printing